12 June 2011

Ben Franklin,

I Admire Him

I admire his energy, intelligence, forethought, curiosity, and his enormous contributions to science, public good, government, foreign policy, Ideas, organizations, and wisdom.

What follows are the things I found interesting from my limited research this time into some of his many accomplishments.  Not all of his ideas are as good today as originally. For instance, mutual insurance is not so good today and daylight saving time became ludicrous with the advent of widespread electrical lighting. Originally neighbors in a community of similar values, life styles, vocations and avocations banded together to collectively bare the costs of shared maladies. It worked fine in small like-minded communities for floods, tornadoes, work accidents, childhood diseases or crippling injuries. I doubt he ever envisioned applying it to large culturally diverse nation with vastly differing values.

Franklin made many brilliant inventions and discoveries, several of scientific note like the Atlantic-Gulf stream current and lightning rods. He started many programs and institutions that affect all of our lives daily like volunteer fire department, Mutual insurance, our constitution, the bill of rights, Foreign Service, foreign policy, almanac, free library, and good sense.

Some were valuable contributions at the time, but not as good today as they have evolved and are not applied as Ben Franklin saw them.

Inventions:

Ben had poor vision and needed glasses to read. He got tired of constantly switching them for differing tasks, so he decided to figure out a way to make his glasses let him see both near and far. He had two pairs of spectacles cut in half and put half of each lens in a single frame. Today, we call them bifocals.

Ben's older brother John suffered from kidney stones and Ben wanted to help him feel better. Ben developed a flexible urinary catheter that appears to have been the first one produced in America.

As early as 1784, Franklin suggested following the Chinese model of dividing ships' holds into watertight compartments so that if a leak occurred in one compartment it could be sealed; the water would not spread throughout the other holds sinking the ship.

Nearly everyone has heard of Ben's famous kite flights, although he made important discoveries and advancements, he did not "invent" electricity. He did, however, invent the lightning rod which protected buildings and ships from lightning damage.

In colonial America, most people warmed their homes by building a fire in a fireplace even though it was kind of dangerous and used a lot of wood. Ben figured that there had to be a better way. His invention of an iron furnace stove allowed people to warm their homes less dangerously and with less wood. The furnace stove that he invented is called a Franklin stove. Interestingly enough, Ben also established the first fire company and the first fire insurance company in order to help people live more safely.

As postmaster, Ben had to figure out routes for delivering the mail. He went out riding in his carriage to measure the routes and needed a way to keep track of the distance. He invented a simple odometer and attached it to his carriage.

"Of all my inventions, the glass Armonica has given me the greatest personal satisfaction."

Benjamin Franklin was inspired to create his own version of the Armonica after listening to a concert of Handel's Water Music which was played on tuned wine glasses.

Benjamin Franklin's Armonica, created in 1761, was smaller than the originals and did not require water tuning. Benjamin Franklin's design used glasses that were blown in the proper size and thickness which created the proper pitch without having to be filled with water. The glasses were nested in each other which made the instrument more compact and playable. The glasses were mounted on a spindle which was turned by a foot treadle.

His Armonica won popularity in England and on the Continent. Beethoven and Mozart composed music for it. Benjamin Franklin, an avid musician, kept the Armonica in the blue room on the third floor of his house. He enjoyed playing Armonica/ harpsichord duets with his daughter Sally and bringing the Armonica to get-to-gethers at his friends' homes.

Ben Franklin always wondered why sailing from America to Europe took less time than going the other way. Finding the answer to this would help to speed travel, shipments and mail deliveries across the ocean. Franklin was the first scientist to study and map the Gulf Stream. He measured wind speeds and current depth, speed and temperature. Ben Franklin described the Gulf Stream as a river of warm water and mapped it as flowing north from the West Indies, along the East Coast of North America and east across the Atlantic Ocean to Europe.

Ideas and Organizations

Ben Franklin believed that people should use daylight productively. He was one of the avid supporters of daylight saving time in summer.

In 1727, Benjamin Franklin, then 21, created the Junto, a group of "like minded aspiring artisans and tradesmen who hoped to improve themselves while they improved their community.” The Junto was a discussion group for issues of the day; it subsequently gave rise to many organizations in Philadelphia.

Reading was a great pastime of the Junto

In 1728, Franklin had set up a printing house in partnership with Hugh Meredith and the following year became the publisher of a newspaper called The Pennsylvania Gazette. The Gazette gave Franklin a forum for agitation about a variety of local reforms and initiatives through printed essays and observations. Over time, his commentary, and his adroit cultivation of a positive image as an industrious and intellectual young man, earned him a great deal of social respect. But even after Franklin had achieved fame as a scientist and statesman, he habitually signed his letters with the unpretentious 'B. Franklin, Printer.'

Some of my favorite Franklin quotes:

“Even peace may be purchased at too high a price.”

“Half a truth is often a great lie.”

“A great empire, like a great cake, is most easily diminished at the edges.”

“I conceive that the great part of the miseries of mankind are brought upon them by false estimates they have made of the value of things.”

“If a man empties his purse into his head, no one can take it from him.”

“No nation was ever ruined by trade.”

“There is no kind of dishonesty into which otherwise good people more easily and frequently fall than that of defrauding the government.”

“They who can give up essential liberty to obtain a little temporary safety deserve neither liberty nor safety.”

“Wine is constant proof that God loves us and loves to see us happy.”

“All human situations have their inconveniences. We feel those of the present but neither see nor feel those of the future; and hence we often make troublesome changes without amendment, and frequently for the worse.”

“I am for doing good to the poor, but I differ in opinion of the means. I think the best way of doing good to the poor, is not making them easy in poverty, but leading or driving them out of it.”

I think much of what America’s culture, history and government were begun by Benjamin Franklin. His enormous and unselfish contributions and legendary participation put him at the top of my list of founding fathers of the United States of America.

Too bad there have been few like him since.

08 June 2011

Just Say No

To Price Control

Mostly Free Markets produce the lowest economic price fair to all.

Producers, transporters, sellers, and customers all pay and receive fair compensation when slightly managed market forces establish the price.

When non-purchasers seek to establish the price, they do not have a clue about the value to those who need or want a product or service. Everything they think or believe is just hearsay. They usually don’t even know if the product is in shortage or surplus, or what the production or delivery costs are; so they have no idea what the true market price is.

They are motivated to keep the price artificially low to curry favor with the voting public. With no profit opportunity, suppliers, distributors and sellers have no reason to supply more products; so, scarcities drive underground resale markets that will demand and get much higher than open market prices.

Government bureaucrats, Price Boards, Commissions, all use false indications and are completely ignorant of the fair price normally established through billions of individual transactions that reflect the contrast between supply, demand and costs, and customers’ wishes and perceived values.

All other methods of price fixing are false, and are illegal unless the government does it.

Some how the government is exempt from “price fixing” laws, imagine that. It is too bad the volume and the value of government services aren’t set by market forces.

Over-charging businesses are devastated by every failed sale because of price. A reputation of price gouging puts enterprises out of business very quickly.

Shortages of needed products forces users to offer more money. A slightly higher price initiates increased production and distribution, and if not satisfied, many more competitors, with competitive pressure and surpluses eventually driving prices lower.

If you want lower prices, many things can be done in the market place to drive prices down. Government price fixing isn’t one of them.

Here are some examples:

1. Buy cheaper stuff.

2. Buy less popular stuff, or wait awhile until it’s less popular.

3. Reduce taxes. All products, including foods and most services, have as much as 50% taxes and costs of regulation hidden in the price.

4. Stop taxing businesses and stop voting for those who want to, it’s stupid. Businesses don’t pay taxes, customers do.

5. Shop around, encourage competitors.

6. Discourage Unions. They’ve never made anything better, faster or cheaper.

7. Encourage people to start their own businesses. Make it easy.

8. Encourage businesses to come to your community with tax breaks and incentives. They create jobs for people.  People that do pay taxes.

9. Encourage more supply. Make increased supply easier. You want cheaper medical care, increase competition; not increase taxes and regulation. Encourage hospital, clinic and staff expansions.

10. Get rid of unnecessary permits and licenses.

11. Stop corruption and crime, it costs us all a lot of money.

12. Stop mandating employee benefits, ridiculous work rules, and childish so called “Safety” regulations. These things when needed will be offered by smart competitors without government interference, if customers are willing to pay for them. If customers won’t help pay for them, then they are not needed.

13. Stop minimum wages that rob young people and those with limited skills by keeping them out of starting jobs

Get big government out of our businesses, and out of the personal choices of legal, law abiding, hard working, taxpaying citizens; if you not working, not obeying our laws, not here legally, and living off corruption and government entitlements for decades, you are not entitled to any say just because you are here and sucking air.

Put some in, before you take any out, or get out; move to some failing socialist or communist country.

You are making our lives worse.

30 May 2011

The Swine Solution

Valuable Uses for Pig Parts

It may be hard for us bacon lovers to believe, but about one third of the world’s population is afraid or prohibited from touching or eating pig flesh, pig blood, pig organs or entrails. I’m not sure about pig feces or urine. I suspect that anything identifiable or labeled as having come from a pig would be ferociously avoided for the fear of death and damnation.




This makes pig products a very interesting deterrent.

Imagine stopping uncivil behavior by threatening to spray rioters with pig fat.

Imagine posted signs warning intruders, “These premises protected by free roaming pigs. Swine wastes could be any place, watch were you step.”





Imagine dropping leaflets that say in the language of combatants, “Pig blood and ground entrails will be dropped over this entire area midday tomorrow if all hostilities do not cease immediately.”





Instead of a mine field; post signs saying, “Pig blood and pig wastes have been buried and spread randomly about this entire area.”




Tell captured terrorists combatants, “I you don’t tell us your plans, a live hog will be your new cellmate.” Tell them all there food for the past month was fried in pig fat.





Warning! That soccer ball is made of PIG SKIN.

Wild Pigs

There was a chemistry professor in a large college who had some exchange students in his class. One day while the class was in the lab, the Prof noticed one young man, an exchange student, who kept rubbing his back and stretching as if his back hurt. The professor asked the young man what was the matter.

The student told him he had a bullet lodged in his back.

He had been shot while fighting communists in his native country who were trying to overthrow his country's government and install a new communist regime.

In the midst of his story, he looked at the professor and asked a strange question.

He asked, "Do you know how to catch wild pigs?"

The professor thought it was a joke and asked for the punch line. The young man said that it was no joke.

"You catch wild pigs by finding a suitable place in the woods and putting corn on the ground. The pigs find it and begin to come every day to eat the free corn. When they are used to coming every day, you put a fence down one side along where they are used to coming. When they get used to the fence, they begin to eat the corn again and you put up another side of the fence. They get used to that and start to eat again. You continue until you have all four sides of the fence up with a gate in the last side. The pigs, which are used to the free corn, start to come through the gate to eat that free corn again. You then slam the gate on them and catch the whole herd.

Suddenly, the wild pigs have lost their freedom.

They run around and around inside the fence, but they are caught. Soon they go back to eating the free corn. They are so used to it that they have forgotten how to forage in the woods for themselves, so they accept their captivity."

The young man then told the professor that is exactly what he sees happening in America. The government keeps pushing us toward Communism/Socialism and keeps spreading the free corn out in the form of programs such as supplemental income, tax credit for unearned income, tax exemptions, tobacco subsidies, dairy subsidies, payments not to plant crops (CRP), welfare, medicine, drugs, etc. while we continually lose our freedoms, just a little at a time.

One should always remember two truths:

1) There is no such thing as a free lunch; you will have to pay for it.

2) And, when you begin to think that having your government provide for you and make your decisions is ok, realize that you’ve also given up the freedom that goes with making your own choices.

If you see that all of this wonderful government 'help' is a problem confronting the future of democracy in America, you might want to remind your friends.

28 May 2011

No Spending is Too Small

To Be Cut

Every ineffective program, regardless of its size, must be cut immediately. This country is plunging into debt it cannot recover from.

All departments, agencies, bureaus, offices and commissions must review all of their programs, projects, and initiatives, scope and staffing; asking one simple question.

Are they achieving the purposes for which they were created?

The Drug Enforcement Agency must ask itself, “Is drug abuse less now than when we began the “War on Drugs?” If the answer is no, then stop doing more of the same thing, and try something different that might work; or stop doing it at all?

Is there less poverty now than 1968?

Are children and the elderly malnourished for lack of available nutritious food?

Are there fewer unwed mothers now, than the 1960’s?

Is the American Intelligence Community too fragmented at seventeen Agencies, Departments and Offices?

Are more students better educated today, since the Department of Education was created?

Do we fly safer since TSA was created?

Is our Border Security preventing illegal immigration or contraband?

Is our immigration system getting better, faster, cheaper?

Have subsidies helped or harmed our farmers?

Have tariffs helped or harmed our Auto workers

Has Social Security and Medicare helped our elderly care for themselves?

Has Medicaid helped the poor, disabled and incompetent?

Has the Food Stamp Program helped or harmed the needy?

Are the sick and injured able to get medical care?

Are widows and orphans able to get food, clothes, housing, education and medical care?

Do all people have the opportunity to share equally in the burdens and privileges of this great nation?

Are there jobs for all those who need to work?

Is the Boundary Commission still needed?

Are the best world citizens easily able to immigrate here and become great Americans?

Are the world’s most useless people prevented access to this country?

Are all citizens experiencing an equal share of the Nations tax burden?

Have the Federal Trade and the Security and Exchange Commissions prevented enough business crimes?

Has the EPA saved any species that would have become extinct?

Have our Air and water quality improved?

Does the government still own and control too much land?

Is flood control and storm water management by the Corps of Engineers working?

Should there be taxpayer funded radio and televison broadcasts?

Has the National Endowment for the Arts been worth the money spent?

Has the National Science Foundation been more successful than business, private and philanthropic research?

Is our Justice department insuring equal justice for all under the law?

Government does some things well. Here are some simple questions that might highlight that:

Is our military the most powerful, well equipped, supplied and trained in the world?

Has the Center for Disease Control prevented widespread infectious diseases?

Is the Smithsonian and National Museums among the best in the world?

Are some of our National Parks and Monuments among the best in the world?

Are any of our National Laboratories among the best in the world?

Are the US Marshall, the Secret Service, and the Federal Bureau of Investigation among the best in the world?

Are the Central Intelligence Agency, Nation Security Agency and the Defense Intelligence Agency among the best in the world?

25 May 2011

Social Security and Medicare

I Don’t Want Them. 

I want my contributions back, plus 12.34% interest from 1958 until 2008.

I am a recipient of both; Social Security for 3 years and Medicare for about 3 months.

I've never liked either of them. I started working at 12 years old and I was required to get a Social Security Card. I didn't understand what it was about, but I wanted to work to save up money for a car, when I turned 16. I definitely understood it when I got my first check and the government had taken my money that I had planned to put in permanent savings.

I didn't like it then, and I never liked it. I don’t like it now, I've been cheated and robbed, and apparently I have no recourse since I missed the wavier period by 30 years. Three Texas gulf coast counties of Brazoria, Galveston, and Matagorda chose to opt out of Social Security to design their own pension plans in 1981, when Congress still allowed government units to make that choice. They  selected a private investment firm to manage their employees’ retirement plans.  County workers there now get about three times the average SSA check at retirement.

I paid into Social Security for 50 years before I retired. For 13 years I was self-employed and had to pay my employee share and the employers share. The amount of money I contributed in 5 decades could have been invested conservatively on my own and would have been worth roughly $1.3 million USD by the time I reached 62 years old. Inflation has devalued our money 12 times since 1958. That means a hundred dollars ($100) then is worth $8.43 today

And at minimal interest earnings of 4% compounded annually on permanent savings of $1,340 dollars per year for 50 years would be roughly $223,500, and plus the rate of inflation equaling interest of 12.34% (8.34 plus 4), could have been $5,448.704 in my personal account.

In 1965 and 1966 I protested loudly against passage of Medicare. No one listened and July 1966 it was signed by President Lyndon Johnson, one of my candidates for 10 worst US Presidents ever. I thought then and I still do that it would steal the freedom and self-esteem of hard working, taxpaying, good citizens who had cared for themselves for fifty years or more. And rob them of the responsibility to provide for their own elder care. And cheat all of those who didn't live to 65, and rob their families who have no inheritance rights to the contributions made by their ancestor. So, you could pay in for 50 years and drop dead before drawing any benefit, your heirs get nothing. The government confiscates your paid up right on behalf of others, who may have never contributed anything but have lived past 65 years old.

Retired people are a huge group and banded together could qualify for very reasonably priced health insurance.

If the government had not made it illegal, most retires could continue there employee insurance coverage a reasonable rates. Medicare recipients must make premium payments from their income, Social Security, or employee pensions. Mine is about $130 monthly for much less coverage than I had before retirement.

It’s getting more and more difficult to find competent Doctors willing to accept Medicare patients. Also, Part A is already bankrupt since 2008. The rest will cost more than incoming revenue in about 10 years. To postpone the inevitable, rationing is being considered, along with reducing the benefits and increasing the revenue.

As the bubble of War Babies retire and become eligible for Medicare, the problem will quickly worsen. I believe there is less than one person paying in for each person drawing benefits now, and some of them never paid anything in, and many paid very little.

I don’t like social programs. We were better people when we didn't have them. We helped each other through families, neighbors, friends, churches, and non-profit organizations. Bribing people with promised benefits for their vote is ugly and sordid. Not allowing them the freedom of choice to take care of themselves, mandating they become a dependent of a government sanctioned Ponzi scheme (http://www.sec.gov/answers/ponzi.htm) is an abomination.

What needs to be done now to eliminate these fowl and heinous, not very "sociable” Social Security and Medicare programs?

1. Cut Benefits

2. Drop those who did not contribute as ineligible.

3. No “means” test; if you paid up, you get an equal share, just like everyone else who paid up, regardless of your savings or income.

4. Allow those less than 30 years old, to waive their rights to either or both; or pay higher contributions rates.

5. Allow those under 40 years old, to waive 50% of their benefits and pay higher contributions.

6. Allow those under 55 years old, to waive 25% of benefits and pay higher contributions.

7. Require 80 quarters (20 years) of contributions, for those less than 30 years old, to be eligible for SS benefit, and remove disability insurance from this program leaving just a low retirement supplement and low survivors benefits.

Wake up, start immediately eliminating forced dependency and esteem robbing socialist programs. In another fifty years maybe people will again be able to care for themselves without being robbed, demonized, mentally crippled, and impoverished by their own government.

Or do nothing, just let them fail.

23 May 2011

Smaller, Cheaper, Smarter

National Government; I Want Much Less

The first and most important reform; cut spending. The Federal Government takes in more than enough money to do everything legal, taxpaying citizens need from a central government.

Reduce regulation. Carry much less National Debt. Stop deliberately devaluing our money.

Shrink the scope of Federal Government intrusion into the private, personal decisions of taxpaying citizens.

Cut the number and size for entitlements, (All forms of welfare, food stamps, subsidies, tariffs, etc.) Entitlements are too lavish.

Cut the size of Government benefits, (Social Security, Medicare, Medicaid, pensions, Disability Insurance, Unemployment Insurance, Flood insurance, etc.). Increase contribution percentages and rates for participants. Allow options for those who want different coverage or none; and waivers and exemptions for all who want to relinquish benefits by agreeing to permanently provide for their own needs.

No mandatory participation in government entitlements or benefits.

No one should be exempt from any national law; not congress; not the president.  All citizens, rich or poor, must be treated equally under the law.

Lower all Federal taxes. Eliminate all business taxes, or tax all religions, non-profits and Unions equally.

Reduce all forms of Government health care insurance; Reservation Care, Prison Care, Military Care, Medicare, Medicaid. Offer options and waivers to all forms of Government medicine. Allow all citizens the opportunity to permanently opt out of any government benefits; choosing to agree to be responsible for their own medical care, never seeking government aid. Partially subsidize those who want to and can pay their share of standard government care. Grant standard government care to the disabled, incapacitated and incompetent. Let everyone out, that wants out permanently.

Provide government clinics and care to the poor and indigent if you must; but get government out of the insurance business.

The Government is a totally incompetent insurance company.

Eliminate or combine programs and departments so that only those referred to in the Constitution remain.

If more spending is wanted on health research, financial regulation, and economic stimulus, just cut an equal amounts from other benefits and programs; i.e. military, national parks, museums, education, arts, social programs science research, foreign aid, legislation, transportation, mail service, rail passenger service, government housing, business and farm subsidies, commerce prohibitions and tariffs, and law enforcement.

Stop all Federal subsidizes and exemptions.

Just do a lot less and spend a lot less. Stop providing excessive help. You are harming the very people who need just a little help.

Incarcerate all serious, repeating criminals.

Allow those who want to provide for their own needs without government meddling and interference to do so.

Help those a little that cannot seem to take care of themselves.

Care for those that are disabled, incapacitated and incompetent.