12 August 2009

Medicare Benefits, Leave Them Alone

It was government health care assistance, not originally requested nor sought by the majority.

For forty four years those who are retiring now have paid a huge price for elderly medical benefits. An enormous amount of money was taken from our employers and from our pay checks during our prime earning years.

We were not given a choice. It was compulsory. We were not allowed to choose not to participate.

We were promised certain benefits upon reaching the age of sixty five.

The Congress, Representatives and Senators, ignored the actuarial tables of the time that clearly told everyone the program could not sustain itself without massive and rapidly increasing taxpayer contributions.

Again, we did not ask for it. It was a bribe for reelection votes by the well meaning, but uninformed. We were compelled to pay for it. And we must register for it, even if we do not want to use it. It's nearly impossible, if you are age sixty five or older, to get and pay for medical treatments of your choice without using Medicare.

You are virtually forced to use it.

I didn't want it. I don't like it. I didn't ask for it. It was a socialistic mistake. I don't want it now. I wish I had the money I was forced to waste on it for 44 years. If I would have saved and invested it in a medical savings account, I would have more than 1 million dollars now to pay for my own health care needs.

Now is not the time to withhold the promised benefits.

You've already taken our money.

Now you must pay up.

If you welsh on your promises now, you will have a grey insurrection the likes of which you cannot possibly imagine.

It would be a scandal dwarfing Bernie Madoff''s pyramid scheme by a hundred fold.

If you want to make changes that decrease benefits 50 years from now, and you inform the young wage earners entering the workplace today, go ahead. But, be prepared to leave office quickly. They won't like the very high costs with the promise of very little benefit 50 years in the future.

I doubt they will trust you any more than I do now.

Medicare was a mistake 44 years ago. It's still a mistake. If you are considering any changes;

1. Your first change should be how to systematically and quickly close the program down.

2. Deliver the full benefits to those who have paid in since it started.

3. Decreasing benefits to those who have paid in less to this point.

4. Never attempt anything like it again. Especially any kind of government provided or encouraged health care for those who choose not to provide for themselves.

Health care or access to it, is not a constitutional right. The Federal Government should remove itself from all health care involvement, except for providing tax exemptions for health care costs and allowing nonprofit philanthropic and religious organization to provide for widows, orphans, and others incapable of caring for themselves, tax-free.

06 August 2009

You Don’t Have to Look Overseas

We have many decades of government medical experience here.

There’s no need to compare the proposed nationalization of medical care and insurance to Canada or the United Kingdom. We have at least four decades of government medical care in Medicaid and Medicare. And much more than that with active military personnel and veterans care. No one I know that has used Medicaid, Medicare, military, veterans or native american reservation care would say it’s the highest quality medical care available anywhere.

I suspect that, if offered a $15,000 a year voucher good for the health care insurance of their choice, hardly any of them would choose any of those systems.

I believe they would choose private insurance typical of employees of middle and large sized businesses and organizations. And if offered health insurance like Senators or Representatives have, they would certainly choose it.

So what would it cost for 200 million families, couples, and individuals to use $15,000 per year to select and pay for health insurance coverage using a voucher paid for by US taxpayers?

200,000,000 times $15,000 equals $3,000,000,000,000, that’s $3 trillion dollars.

That would be half of the $6 trillion they say the uninsured are costing our economy annually now and it would replace all other current national health systems.

I believe that is far less expensive than Medicare, Medicaid, military, veterans or reservation care costs annually today, without considering the 1.3 trillion dollars of the current national health care proposals. This would literally cover every man, women and child wishing to have medical insurance. Those who did not want medical insurance (3 to 5 million people, or $60 billion annually) could return the voucher to the Treasury to be held in a fund to pay for tourists, visiting students and visiting workers who might need medical care while legally in the United States.

It would not include people not legally here. They should not be offered or receive medical care, unless they demonstrate they can pay for it. If they are discovered illegally here, they should be transported back to their country of their citizenship at our expense. It will be cheaper than decades of education and medical care for their children.

An accident of geography at birth should not establish citizenship. It may confer a right to choose citizenship when one reaches the age of majority, if they are not criminals.

The 40 million non-citizens I believe are here illegally should come forward and begin the long and expensive citizenship process, or return immediately to their country of citizenship.

Prisoners Released from North Korea

What were they doing there?

I’m glad that Laura Ling and Euna Lee were pardoned from their 12 year hard labor sentences in North Korea. I’m glad they have been returned the relative safety of the United States and reunited with their families and friends. It is amusing that former President Bill Clinton was available to his wife’s State Department to be the photo opportunity and their escort.

It’s said that they were working in China for former Vice President Al Gore’s almost unheard of Current TV, filming a story about the trafficking of women. Why did this take them so near the border? We were led to believe they crossed over the North Korea boarder without their knowledge. Were they walking around? Were they driving on an unmapped road? It’s hard to imagine this accidentally happening. Were they by themselves? Normally, western journalists in China are escorted by Chinese officials. The Chinese escort didn’t know they were crossing into North Korea without permission?

Why were they really in China? What were they doing so close to the border? Did they just want to add North Korea to their country resume? Did they think it was as simple as sneaking across the US border? Didn’t they know most other nations consider the sanctity of their borders critical to their sovereignty? If it wasn’t an accident or a lark, it must have been on purpose.

What was the purpose of deliberating violating a sovereign nation’s boundary; following a TV story?

What ransom had to be paid to buy their freedom? Was it just the former President Clinton’s less than joyful appearance or an exchange of greetings; or an agreement about something more foreboding, sinister, or unauthorized?

What actual exchange got them released?

I don’t really care why they intruded into North Korea. But it is curious that so much effort was expended to retrieve two fledgling TV journalists and violators of national boundaries that were about something ignorant or clandestine, who probably should have served some hard labor just for being so foolish, and wasting precious resources during a time of supposed international economic crisis.

C’mon ladies, why were you really there?

30 July 2009

Government Health Reforms

Exactly the Wrong Solutions

We are opposed to the large scale health care and insurance reforms currently being considered in the House and Senate.

We are retired and paid into Medicare every year since its inception expecting to receive the promised benefits. As “War Babies” I’m sure we paid in the bulk of the costs and now that we are about to begin using the benefit we earned, there are plans to restrict the promised benefits, that’s pathetically immoral and a very dishonest betrayal.

That’s not what we paid for, and it’s not right.

We are opposed to any changes that will:

1. Reduce our already earned and paid for benefits. That’s wasn’t the promise.

2. Limit the ability of others to earn and pay for their own health needs.

3. Make government or any health insurance mandatory or require any monetary fine for not choosing it.

4. Increase any Government interference in our health care choices; or limit our ability to get and pay for the health care of our own choice.

5. Decrease quality and availability of private health insurance or care; or prevent doctors and hospitals from providing whatever services we request and pay for.

6. Pay for the health care costs of those not here legally; or pay for the health care costs of those who chose foolishly not to provide for themselves.

We have worked our entire lives, and sacrificed, and saved, in spite of oppressively high taxes, to provide our own retirement, health insurance, and health care needs.

We expected to use what we earned and saved to care for ourselves. We did not intend to pay for health care for others, certainly not for those illegally here, and certainly not for those who made poor life choices for themselves.

We already provide for necessary care for those handicapped people who cannot provide for themselves; prisoners, military veterans, mentally deficient, and those temporarily incompetent. I think that’s more than enough.

We do favor targeted reforms that will:

1. Force those who receive health care services to pay their own costs.

2. Redefine emergency services to those necessary to prevent eminent death (i.e. hemorrhaging) or severe impairment (i.e. brain damage).

3. Reduce litigated damages.

4. Reduce health care recipient and provider fraud.

5. Reduce the size, role, and constantly growing interference by the Federal Government in the personal health choices of its free and honorable citizens.

19 July 2009

Bail Out Taxpayers

They need it. They know best how to use it.

Stop Repeating the Mistakes of the Past

The current recession would be over way before now, if in January 2009, $40,000 would have been sent to each taxpayer (100 million had actual tax liability) and each actual American voter (133 million), half of which are taxpayers.

The citizen bailout total would be approximately 6 trillion, 620 billion dollars, or about what they are attempting to waste now. 100M plus ½ of 133M (66.5M) times $40,000; or 165.5M times $40,000 equals $6,620,000,000,000.

Millions of American cars and homes would have been bought. Millions of jobs would have been created. People could afford control of their own health care and “end of life” provisions. They could save money for their own retirement. Help their children afford their own home. Help their grandchildren afford a quality education.

Also, everyone’s Federal income tax rate could be cut in half permanently, and foolish business taxes that are just passed on to consumers hidden in the prices of goods and services could be eliminated, along with ridiculous transfer “death” taxes that are looted from their rightful heirs.

Federal, states, and local revenues would skyrocket. Many new businesses and jobs, and some old ones would flourish. People could actually save money to take care of their personal needs and wants without the interference that must come with, so called, government benefits.

These bailouts will make the old, tired, extremely expensive non-solutions being proposed by the current government completely unnecessary; expanded government health care, unnecessary; new expensive taxes and restrictions on personal commercial freedom, unnecessary; wasteful federal education spending, unnecessary; idiotic business takeovers and financial bailouts, unnecessary; a ridiculous so called Stimulus Act (really thinly disguised social spending) badly planned and under executed, completely unnecessary.

Why then do both major political parties in Congress and the Administration refuse to cut programs and give the citizens back their money immediately allowing the US and World economies to recover?

Well, a lot of reasons. Cutting the government revenue by 40% would cut their power and influence by 40%. The broadcast and print media would lose about $1 billion in advertising sales and bribes. Politicians would lose millions in campaign contribution, bribes, and gifts, about 3 million newly unemployed would need to find real jobs.

Safety nets were in place for these kinds of economic adjustments, but over the past five decades the reserves have been looted to pay for promises of every increasing feel good social programs to buy cheap votes from those willing to take unearned benefits. Together these congressional bandits and citizen and non-citizens thieves have systematically stolen the rightfully resources of good citizens.

It’s time to put these rascals and those that conspire with them, out on the street to earn there own way.

Restore control of the National Treasury to newly elected Senators and Representatives, and yes a President, who understands where, taxes come from and who deserves full and first consideration of where and how it’s held and spent.

17 July 2009

Prisons

Build more quickly

I often hear complaints about the number of criminals in prison. Occasionally there are complaints about the costs, the location, the ethic makeup of prison populations, prison gangs, lack of effective rehabilitation, the wasted lives, the inhumanity and injustice of it all, etc. etc. etc.
Stop whining. When I’m in a discussion about more prisons, I ask two simple questions. Are all those who have knowingly committed crimes against the people or the state in prison?

Why not?

When there is an opportunity to vote for more prison or jail cells, I vote yes, in spite of my fervent crusade to reduce government spending at all levels. There are not enough prisons cells if any convicted criminals are not in prison, or if they are released before they have served their full sentences. Often early releases occur because of supposed overcrowding, or to scare citizens into approving tax increases when revenues are scarce.

These are poor economic times. Crime rates are likely to increase. Build more prisons now, employing those who wish to work, preparing a place to house those who do not, and are willing take what they have not earned.

There is already more than enough tax revenue to put all criminals in confinement for their full terms. It’s just a matter of priority. Cut just a few of the frivolous and unnecessary Federal, state and local programs and invest in more cells.

I’m not bothered by prison overcrowding. I think its part of the punishment. Although I would build enough cells so crowding only occasionally occurs. When it does, no one should be released because of it

Who’s in prison? What is their ethic makeup? I don’t care!

Assuming they were properly convicted, they belong in prison for their full pronounced sentence. Sentences should be absolute. Nothing should ameliorate what a judge has decreed, except for a deliberately deceitful miscarriage of justice. No humanitarian considerations, no health problems, no dying relatives, nothing else should modify their sentence. These unfortunate circumstances too are part of the punishment.

I favor Rehabilitation; although I think it should be an earned opportunity only available after the completion of their full sentences.

While serving their sentence, if they behave well, they should be allowed to learn the fundamental rules of polite society, how to read and write in English, the best students should have more education or training opportunities, or allowed to work at necessary prison functions, developing job skills that may be useful to them, if they ever get out.

The rest can just sit there, or lay staring at the ceiling, or writhe in mental anguish at the terrible things they’ve done, or mull around the yard with the other losers of their sad ilk.

Those who serve their entire sentence have earned the opportunity to attempt rehabilitation. A priveledge earned, not a right. If they continue to behave well after release, more counseling, training and support should be offered for a few years to restart their newly compliant lives.

Those who can’t learn the basic idea of earning rewards by good behavior can sit and rot. All privileges beyond healthy food, safe cells, and critical medical care, must be earned. No TV, no books, no weight room, no rehab, no training, no education, no mixing with other prisoners, no extra exercise periods, and no visitors for those who cannot exhibit self control enough to comply with a few of societies basic behavior rules.

They are criminals. They have committed offenses that have betrayed our trust of them as fellow human beings. They must pay the prescribed price and may earn their way back by proving they have truly learned acceptable human behavior. If not, don’t waste more precious resources on them, use the resources instead to help the small percentage who prove they can learn from their mistakes.

Not all can be saved; most shouldn’t even get a second chance.

11 July 2009

Forethought

What Happened to it?

You would think more people would have it, but sadly current conditioning is causing it to be lost as a part of our mindset. Today not having forethought, rarely results in inconvenience, extreme hardship or death. Having it, seemingly benefits only a few of the most astute.

Merriam-Webster online dictionary defines it as; a thinking or planning out in advance; I include, considering the likely consequences.

I once believed that everyone, to a lesser or greater extent, had it and used it in their daily lives. I now believe that very few have the gift or have been taught it as a skill, and fewer still have any reason to use it daily, or ever.

I believed it was common. I was born and raised in rural settings and harsh climates more than 10 miles from the closest towns. My father taught us as children to anticipate our wants and needs because only weekly trips to town were possible. We learned quickly to think ahead to keep from going two weeks or more without things we wanted or needed. It was common practice among farm neighbors in rural eastern South Dakota to tell others when we were planning to go to town, and ask if they needed us to pick anything up for them. All understood the reality of their circumstances. The winters were harsh and potentially deadly. Often people were trapped in their homes for days or weeks by closed roads from snow and ice storms. If you didn’t think ahead, you could easily freeze to death, or starve for lack of food, or die of minor injuries or ailments for lack of simple medical supplies. Being prepared wasn’t just the Boy Scout motto, it was survival.

When you depend upon farming for your income and for some of the foods that sustain your existence, you saved and protect seeds from previous harvests to plant in the spring. You grew and preserve some foods and stored them for your personal use during the following seasons. You raised livestock to sell and a few to eat, or to collect milk or eggs from, for your own use. You safely stored other supplies, like blankets, or guns and ammunition, fish hooks, poles and line, fuel, hardware, tools, buttons, needles and thread, all of these kinds of things were kept on hand to be available when needed. All of these preparations were taken because of necessity, but considered and acted upon via forethought, and refined and improved by the memories of experiences, some that ended badly for others, learning by their sometimes fatal mistakes.

Next we moved to the middle of the Mojave Desert about 12 miles from the nearest real town. The climate realities were different, but forethought was still critical. Food and water were critical. We didn’t have to worry about freezing to death or growing our own food, but fuel and reliable transportation were critical to getting food, clothes, and medical care. The same kinds of forethought, planning and preparedness behavior were critical again.

Since everything and everyone I knew constantly provided object lessons from daily life, I just assumed that resourceful, caring, serious people everywhere thought ahead, imagined accurately what resources they would need, planned and prepared in advance to meet their needs and desires. That way they didn’t find themselves dying of thirst and out of gasoline too many miles from survival.

I had heard tales of the terrible things that had befallen those who didn’t think ahead. I couldn’t imagine people who were so thoughtless. Then, as my life unfolded and I moved to larger towns and visited big cities, I discovered many people who had no reason to think ahead. Larger places with many more people and abundant supplies nearby whenever needed. As I learned of the still larger world, I found there were places where abundant food grew on trees, and meat could easily be collected year around when desired. Climates where temperatures were moderate all year and housing and clothing could easily be made when needed from readily abundant plants and animals.

These peoples didn’t need forethought at all. Few if any special provisions would benefit them. No one was starving, freezing to death in a couple hours, or dying of heat stroke in a single day. Emergencies were so rare that no preparations needed to be made for them. They were just endured and quickly over, if they ever occurred.

Government systems, social safety nets, and reliance on the largess and caring of the citizens of their communities, and government services have made forethought unnecessary for survival in all but the most remote harsh climates. Even comfort and convenience are available in all but the most remote places, if you have reliable transport and a few personal resources.

Schools don’t teach forethought or even rational thought for that matter, it has been decades since I’ve heard of an elementary or secondary school teaching logic or reasoning, not to mention the determining probability, understanding certainty, or evaluating various potential outcomes.

Creative thinking is assumed to be a talent, and no attempt is made to teach it. If survival, comfort and convenience were the only reason for imagination and forethought then teaching them would seem to be a waste. Of course, teaching it requires knowing of it and the reasons for it, which are widely unknown by today’s so called teachers. So there are few who understand the need, and fewer still who could explain it, and even fewer that can see the need to apply forethought to other life processes like; determining needs verses wants, cause and effect logic, rational decision making , effective argument, advanced preparation, efficiency, or understanding any of today’s complicated issues, and many other modern lessons that make life and human relationships easier, less painful, fulfilling, comfortable and productive, with minimum frustration, anxiety, and stress; basically the good life!

Most of today’s social, cultural, financial, and legal, health and lifestyle mistakes can be traced to ignorance, lack of rational forethought, inability to foresee the probable future using cause and effect deductions. If you do this; that will probably happen.

Only with imagination and forethought can one hope to understand the people and events that whirl about them, and the tragedies that seem to befall them without reason.

Whatever the dilemma, forethought is the beginning of solution.